I am the financial underdog.
I’m in my early 30’s, happily married to a beautiful woman, and trying to make the ends meet. Sounds familiar? Well, there is a lot of people like me.
Few years ago, I had a bit of a revelation. I’ve decided that I don’t want to be average anymore. Average is mediocre, average sucks – especially financially. Average person owes too much, doesn’t make enough, and plans to work till he/she dies – and not by choice. I want to see something completely different for my family – I want to see options. Retiring early? Why not. Having enough money to take a year off to do whatever we want? Sounds delightful. Being financially independent? Sounds like a dream.
Ideally, I would like our family to reach seven figure net worth by the time I turn 40. But at the same time, I do understand that numbers are just numbers, and what it does to my family is more important than bank account numbers.
We live in beautiful Kelowna – a small city in Interior British Columbia. Before this we lived in Vancouver, one of my favorite cities in the world. And before that I lived in Siberia, Russia – where I was born and grew up until my family moved to Canada.
I run a small contracting company that pays some bills and my wife works as a bookkeeper/accountant – her job pays the other bills. We believe in saving for the future, investing, and hard work – cause I don’t know of any other ways to make it for us, average folks.